TERMS AND CONDITIONS

Welcome to the website of Lloyd Michaels (“the Website”). Please read these terms and conditions carefully before using the Website. By accessing or using the Website, you agree to be bound by these terms and conditions. If you do not agree with any part of these terms and conditions, please do not use the Website.

1. ACCEPTANCE OF TERMS

1.1. These terms and conditions (the “Terms”) constitute a legally binding agreement between you and Lloyd Michaels.

1.2. By accessing or using the Website, you acknowledge that you have read, understood, and agree to be bound by these Terms and any additional terms and conditions and policies referenced herein.

2. USE OF THE WEBSITE

2.1. The Website is intended for informational purposes only. Lloyd Michaels reserves the right to modify, update, or discontinue the Website or any part thereof at any time without prior notice.

2.2. You agree to use the Website only for lawful purposes and in accordance with these Terms. You shall not use the Website in any way that may impair, disable, or damage the Website or interfere with any other party’s use and enjoyment of the Website.

3. INTELLECTUAL PROPERTY

3.1. The Website and its content, including but not limited to text, graphics, logos, images, audio clips, video clips, data compilations, and software, are the property of Lloyd Michaels or its licensors and are protected by copyright and other intellectual property laws.

3.2. You may not reproduce, distribute, modify, transmit, perform, display, create derivative works from, or exploit any part of the Website or its content without the prior written consent of Lloyd Michaels.

4. LINKS TO THIRD-PARTY WEBSITES

4.1. The Website may contain links to third-party websites that are not owned or controlled by Lloyd Michaels. Lloyd Michaels does not endorse or assume any responsibility for the content, privacy policies, or practices of any third-party websites. Your use of any third-party websites is at your own risk.

5. PRIVACY

5.1. Lloyd Michaels respects your privacy and is committed to protecting your personal information. Please review our Privacy Policy, which explains how we collect, use, and disclose information through the Website.

6. DISCLAIMER OF WARRANTIES

6.1. The Website is provided on an “as is” and “as available” basis. Lloyd Michaels makes no warranties or representations, whether express or implied, regarding the accuracy, completeness, reliability, or availability of the Website.

7. LIMITATION OF LIABILITY

7.1. To the fullest extent permitted by applicable law, Lloyd Michaels and its directors, officers, employees, agents, and affiliates shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or in connection with your use of the Website.

8. INDEMNIFICATION

8.1. You agree to indemnify, defend, and hold harmless Lloyd Michaels and its directors, officers, employees, agents, and affiliates from any claims, liabilities, damages, costs, or expenses, including reasonable attorneys’ fees, arising out of or in connection with your use of the Website or any violation of these Terms.

9. GOVERNING LAW AND JURISDICTION

9.1. These Terms shall be governed by and construed in accordance with the laws of Australia. Any legal action or proceeding arising out of or in connection with these Terms shall be brought exclusively in the courts located in Australia, and you consent to the jurisdiction of such courts.

10. CHANGES TO THE TERMS AND CONDITIONS

10.1. Lloyd Michaels reserves the right to modify or update these Terms at any time without prior notice. The revised Terms will be effective upon posting on the Website. Your continued use of the Website after the posting of any changes constitutes your acceptance of the revised Terms.

11. SEVERABILITY

11.1. If any provision of these Terms is held to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect.

12. ENTIRE AGREEMENT

12.1. These Terms constitute the entire agreement between you and Lloyd Michaels regarding your use of the Website and supersede all prior and contemporaneous agreements, representations, and understandings, whether oral or written.

By using the Website, you acknowledge that you have read, understood, and agreed to be bound by these Terms and any applicable laws and regulations.